I am proud to represent HealthMartkets in the Columbus and Central Ohio areas. We are focused on serving the health, medicare, life, supplemental, retirement and long-term care insurance needs of small businesses and middle-income families and individuals. I personally meet with my clients to understand their needs and provide guidance and solutions , while customizing a personalized protection plan. Please contact me today for a free consultation.
HealthMarkets is an insurance agency that is licensed nationwide, except in Massachusetts. Agents licensed with HealthMarkets have access to different types of insurance plans sold by multiple insurance companies. This means they can search through your options for you and help you find a plan that meets your priorities and stays within your budget.
There are many elements to consider when choosing an insurance carrier, including price, physician network and benefit design. Some carriers have smaller networks than others. Some carriers may require referrals to see physician specialists. Your agent can help you sort through these items to choose the best insurance carrier for you.
You need to determine what benefits are important to you. Some important considerations include:
- The hospitals and physicians that are in the network of the plan you choose
- Doctor visit copay
- Prescription benefit and copay
- Annual deductibleCoinsurance
- Out-of-pocket annual maximum
- Lifetime Maximum Coverage
- Monthly premium amount
- Health Savings Account qualifications