At Cyprus Credit Union Millcreek Branch, we take pride in being part of the vibrant tapestry that makes up the credit unions in Utah landscape. Offering a robust selection of personal and business banking products tailored to meet the evolving needs of our members, we specialize in facilitating financial success through services like business checking accounts that empower entrepreneurs across the region. Our commitment goes beyond mere transactions; since 1928, we have been guided by a mission to provide exceptional service underscored by competitive rates and minimal fees. Our focus on building lasting relationships with each member ensures that you receive personalized attention and expert advice geared towards securing your fiscal future. Trust us to be your ally on your journey towards achieving your monetary objectives with integrity and excellence at every step.
Welcome to Cyprus Credit Union Millcreek Branch, a cornerstone of financial stability and personalized service in the heart of Millcreek, Utah. As a member-focused Millcreek Utah Credit Union, we take pride in offering an array of personal and business banking services designed to support your financial journey. Our dedication to our members has been unwavering since 1928, providing not just savings and loans but also valuable credit card options and insightful financial guidance. At Cyprus Credit Union, we believe in cultivating future generations of smart savers and spenders with our Youth Accounts, ensuring that good money habits start early. Experience the difference with competitive rates, reduced fees, and a level of trust that only comes from decades of committed service. Whether you’re working towards buying a home, growing your business, or simply managing daily finances, our team at the Millcreek branch is here to guide you every step of the way.
At Cyprus Credit Union Millcreek Branch, nestled in the vibrant community of Millcreek Utah Credit Union values are brought to life through exceptional financial products and services tailored for both individuals and businesses alike. Since 1928, our commitment has been rooted in providing competitive rates that maximize savings while minimizing fees – all part of our mission to help you achieve your financial aspirations. From comprehensive loan offerings to flexible credit card choices and expert financial advice, our suite of services is crafted with your success in mind. We also take special pride in nurturing the next generation’s fiscal responsibility through our dedicated Youth Accounts program. Here at Cyprus Credit Union’s Millcreek branch, it’s more than just banking; it’s about building lasting relationships based on trust and shared goals for a prosperous future. Join us today and let’s embark on a path toward achieving your dreams with confidence and support from your local credit union champions.
🚀💰✨ Ready to super-charge your finances? Welcome to Cyprus Credit Union – Millcreek 🎉, Utah’s oldest, most-loved member-owned credit union where hometown service meets tomorrow’s tech 📱, rewarding every swipe, save, and smile 😊.
Millcreek’s Community-First Financial Hub 🏦🌄
Nestled at 784 E. 4500 S. in Millcreek, our branch is open six days a week—with extended drive-up and 24-hour ATM access—to fit busy Wasatch Front lifestyles. A friendly team (and our in-lobby video teller “Muriel” 🤖) makes it easy to open an account, close on a mortgage, or simply grab a cashier’s check during Saturday errands. (Default)
Why Members Choose Cyprus
- Member-Owned Advantage: Lower loan rates, higher deposit returns, and fewer fees because profits circle back to you—not outside shareholders. (Default)
- Utah’s First Credit Union (since 1928): Nearly a century of stability you can trust, born from copper-miners pooling paychecks to help neighbors buy homes and cars. (Default)
- “Your Future = Our Future” mission, backed by $1 million for high-school financial-literacy programs and deep volunteer roots across the state. (Default)
Headline Highlights From Our Home Page 📰✨
Funding Your Future
Low-Rate Visa APR as low as 11.24%
Auto Loans APR as low as 5.74%
Certificates APY as high as 4.35% (Default)
These offers showcase our commitment to keep borrowing affordable and savings super-charged. Click any program below to explore live rates and apply in minutes.
Everyday Banking That Rewards You 🏆💳
Dream Rewards Checking ⭐️
Earn bigger benefits just for using your account—score loan-rate discounts, fee refunds, and bonus dividends as your monthly activity grows. Learn how tiers “Big, Bigger, Biggest” work. (Default)
High-Yield Savings & Certificates 📈
Build long-term wealth with share certificates paying above-market APYs and classic savings accounts that keep funds liquid but still earning. See current savings rates. (Default)
Digital Wallets & Mobile Banking 📲
Deposit checks from your couch, budget with built-in tracking tools, and tap to pay at checkout with Apple Pay, Google Pay, or Samsung Pay—all protected by real-time card controls.(Default)
Borrow Smarter, Dream Bigger 🏠🚗🎓
| Need | Featured Solution | Why It Rocks |
|---|---|---|
| First or next home | Mortgage Loans | Local advisors guide every step; competitive fixed & adjustable rates, FHA, VA, USDA, jumbo, and first-time-buyer help. (Default) |
| Wheels & adventures | Auto/RV/ATV Loans | Fast approvals, 100% financing options, skip-a-payment flexibility. (Default) |
| Life happens | Signature Personal Loans | No collateral, fixed terms up to 48 months; perfect for repairs, moves, or consolidations. (Default) |
| Growing your business | Business Lending & Services | Credit lines, equipment loans, ACH payroll, merchant processing, and Autobooks online payments. (Default) |
All loans on-site can be discounted further when you maintain Dream Rewards status—another reason to keep everyday banking under one roof.
Problem-Solving In Every Interaction 🛠️💡
- Credit Building: Whether you’re starting fresh or rebuilding, Millcreek advisors pair secured cards, credit-builder loans, and one-on-one coaching to raise scores—fast.
- House-to-Home Guidance: Free calculators, rate alerts, and “Get Personalized Quote” tools remove guesswork from refinancing or purchasing. (Default)
- Contactless Convenience: Drive-up “Muriel” teller, extended video hours (Mon-Fri 9-7; Sat 9-2), and online appointment scheduling slash wait times. (Default)
What Members Are Saying ⭐️⭐️⭐️⭐️⭐️
- Chris W. (9/5/23): “Great loan experience—Cyprus gave me a shot when others wouldn’t. My scores now range 751-805!” (Yahoo Local)
- Jim R. (3/1/23): “Competent, reasonable. Good app and online ease. Nice employees.” (Yahoo Local)
- Keegan N. (6/16/19): “Banking here since I was 13… learned to budget and save—Cyprus helped me grow up financially.” (Yahoo Local)
- Daniel R. (8/11/15): “Feels like working with old-fashioned bankers—personal touch you don’t get elsewhere.” (Yahoo Local)
- Travis M. (6/2/25): “Had issues elsewhere, but the Millcreek branch staff always fixes things—worth the drive!” (Yahoo Local)
Community & Sustainability 🌱🤝
Cyprus reinvests profits in grants for Utah teachers, $1 million in statewide financial-literacy tools, scholarships, and green initiatives—from recycling drives to energy-efficient branch design. (Default)
Quick-Reference Branch Details 🗺️📞
- Address: 784 E. 4500 S., Millcreek, UT 84107
- Lobby Hours: Mon–Fri 9 am-6 pm | Sat 9 am-2 pm
- Drive-Up: Mon–Fri 9 am-7 pm | Sat 9 am-2 pm
- Phone/Text: 801-260-7600
- Routing #: 324377202
- Schedule Online: Book an appointment 🗓️
These times mirror our Branch Locator listing—check any holiday closures there before you visit. (Default, Credit Unions Online)
Ready to Join? 🎈🙌
Becoming a member is simple—live, work, worship, or attend school in Utah and you’re likely eligible. Open a Dream Rewards Checking account online in five minutes, or stop by Millcreek to talk mortgages, business solutions, or that new-car smell. Become a Member today and see why Forbes named us a Best Credit Union in Utah four years running. (Default)
Let’s Grow Your Tomorrow—Together 🌟
From the first dollar you deposit to the day you pay off your home, Cyprus Credit Union stands beside you with trusted advice, innovative tools, and genuine community spirit. Visit us in Millcreek, explore our site, or give us a call—your dreams deserve a financial partner as committed as you are. 🎯💙