At Sackett and Associates we’ve been practicing disability law in Northern California for 44 years. We’re proud to be local attorneys fighting for the rights of disabled citizens.
Harvey Sackett has been helping people with their Social Security Disability and SSI claims since 1980. He has represented over 15,000 disabled persons in Northern California, many of whom live in San Jose, San Francisco, San Mateo, Oakland, San Rafael, and many more cities throughout. He also represents disabled persons nationwide. Read More: Disability Lawyers in California
Another change coming to Social Security in 2025 is that individuals will have to earn more to qualify for Social Security credits. Additionally, the wage cap for Social Security taxes is expected to increase. Let’s look more closely at what each of these changes means from a practical perspective.
Essentially, in order to be “insured” for the purpose of receiving SSDI benefits, an individual must have worked a job for a sufficient length of time through which he or she regularly paid a portion of their salary into the Social Security system. The number of work credits necessary to earn benefits may change as certain adjustments are made by the Social Security Administration – including an increase to the number of work credits needed, which is expected to happen in 2025.
The SSA uses the number of credits earned not only to determine eligibility for retirement and disability benefits but also to determine eligibility for things like Medicare and survivor’s benefits, among others. In 2025, individuals must have earned 40 credits to become eligible for benefits and are allowed to earn up to four credits per year.
In addition to setting the number of work credits needed, the Social Security Administration also caps the amount of income an individual must pay taxes on and receive credit for when benefits are ultimately calculated. In 2025, this Social Security tax limit is $176,100, which is an increase from the $168,600 wage cap in 2024. Anticipating these changes and knowing that they are planned to occur should help you with anticipating and planning from a financial perspective.