At On Point Home Loans, Inc., nestled in the heart of Charlotte, North Carolina, we pride ourselves as a locally-owned, independent mortgage company. Our core mission is to enable our clients to make informed and advantageous financial decisions tailored to their unique needs.
Highlighting a collective 40 years of experience in the mortgage industry, our founders have an extensive background with major banks and retail lenders. Through their journey, they observed a trend where excessive spending on advertising and complex corporate structures often led to customers facing unnecessarily high-priced loans. Motivated by this, they established On Point Home Loans with a commitment to a client-centric approach, ensuring that the financial well-being of our clients always comes first.
As an independent mortgage broker with access to over 80+ lenders and banks, On Point Home Loans, Inc. possesses the unique capability to precisely match our clients with the most suitable loan program, ensuring they receive the most competitive terms available, This flexibility allows us to focus solely on what is best for our customers, aligning with our dedication to prioritizing their financial needs and goals.
On Point Home Loans – Smarter Mortgage Solutions
Denied a loan? Facing high fees? Need a second opinion? We specialize in finding solutions when others say no.
With 25+ years of expertise, we serve NC, SC, VA, FL, GA, MI, MN, WI, CA, TX, PA, and WA, offering Conventional, FHA, VA, USDA, Jumbo, Non-QM, DSCR, Investor & Commercial loans. We work with 130+ lenders to secure better rates & terms than big banks.
✅ Fast Pre-Approvals & Competitive Rates
✅ Investor & Business Loans in 42 States
✅ AI-Driven Technology for a Seamless Process
✅ Empowering Investors to Expand Their Portfolios
Don’t settle for high fees or loan denials—get a better deal today! 📍 Apply now & experience the On Point Difference.